MortgagesToGo.ca Best Mortgage Rates
The banks post very high interest rates and flatter their customer with the promise of a discounted rate, suggesting the client somehow deserves a better rate. If that client should ever need to break that bank mortgage an IRD will apply. Interest Rate Differential. The bank will charge the client a penalty based on the difference in interest between their posted rate and the discounted rate.
Why MortgagesToGo.ca Does Mortgage Rates Better
With our help, you will be able to simplify the process of financing your own home, keeping more of your money.
In the end, it comes down to the quality of the product.
- 30 day quick close.
- 60 days close.
- 90 days close.
- 120 days close.
- Pre-approval or no pre-approval.
- Prepayment privileges
- Conventional or High Ratio
- In the end you have to be able to live with a product, regardless of score, and you should look at the best deals. Discounted rates often imply that you get precisely what you pay for. In this respect, discount rates of around 10 or 15 basis points amount to insignificant amounts at almost no price per month.
The customers that sometimes look for the lowest price often end up saving a few times a year and obtaining a substandard mortgage product.
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