Purchasing Your First or Next Home?
No need to make mistakes when it comes to buying your home, especially when it comes to a mortgage. Let the experts at MortgagesToGo.ca help!
First Home? Good thing it's not our first mortgage.
Do you know how much mortgage you can afford? With the right background knowledge and some calculations, you can work out how much of a mortgage payment fits into your budget. Join us as we dive deep into mortgages, monthly payments, and all the other details that come with this exciting decision. Let’s get started!
There are two very common mortgages that many will get when buying a new home:
Variable-Rate Mortgages: The interest rates that fluctuate based on market conditions; they usually start off with lower interest rates than fixed-rate mortgages but can increase or decrease depending on market conditions from year to year.
Fixed-Rate Mortgages: With a fixed-rate mortgage, your interest rate does not change throughout the term of your loan, enabling you to plan your monthly budget with confidence.
Does MortgagesToGo.ca offer other mortgage options that my bank can't help me with?
Unlike your bank, we have access to numerous home loan products to find the best one for your requirements. Gone are the days when you’re limited to just what you can scrape from your bank, or the ultra-restrictive conditions of the bottom-rate house loan you see on the Internet. With us, you have flexibility AND a better rate.
- Second or Vacation Home
Refinances - Renewals and Transfers
- Prepayment Penalties and Privileges
- Purchase Plus Improvements
- Investment Properties
- Self Employed or Business Owner
- Non-Resident
- Home Equity Line of Credit
Vacation Home
Applying for a Mortgage Made Easy with MortgagesToGo.ca
Important Documents you’ll need before applying:
- Your most recent tax return
- A copy of your driver’s license or passport
- Your social security number
- Your W-2 forms from the past two years
- Your pay stubs from the past month
- Your bank statements from the past month
Your credit card statements from the past month - Any other documentation of income or expenses from the past month
- The most recent bank statements
Mortgages are what we do; ensuring our clients are getting the best rate possible is our forte
Let's Get Started Today!
Think MortgagesToGo.ca, and discover a truly different mortgage experience.
